What is Cyber Theft?

Learning about cyber theft

Cyber theft is when your financial or personal information is stolen via computers.

Cyber thieves can target both corporations and individuals. One cyber theft example happened back in 2013, when Target announced that cyber thieves stole the credit and debit card information of nearly 40 million Target shoppers nationwide.

How does that happen, you think? Target is one of the biggest retailers in the world, and still fell susceptible to cyber theft. It’s because cyber thieves are sophisticated. They can breach security measures and intercept data.

But – that doesn’t mean you should be scared to use your credit or debit card information. All it means is you need to be smart when it comes to your financials and personal info.

How to help prevent cyber theft

  1. Monitor your accounts. If you think your information is compromised, the first thing you should do is monitor your bank account, and alert your bank. If there is any fraudulent activity, you’ll notice it there first.
  2. Shop on secure websites. When shopping online, make sure the site you’re purchasing from is secure. Look in the address bar – if there is a green padlock icon before the “https,” you know off the bat you’re on a secure website.
  3. Be smart about opening emails. If you get an email from a bank, a big retailer or a government entity asking you to fill out personal information, think twice. Emails are one of the biggest carriers of viruses, which can also lead to cyber theft. Think about it, would your bank ask you for personal information in an email? Not a chance.

Cyber theft examples range from what happened to Target to small businesses to personal information. It might sound scary, but just by taking a few easy precautions, you can keep your personal information safe.

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